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Terms and Conditions

Terms and Conditions

Last Updated: November 2, 2025

Please read these Terms and Conditions ("Terms" or "Agreement") carefully before accessing or using our website or services. These Terms form a legally binding agreement between you and Billy Buster Capital LLC.

By accessing or using the Service, you agree to be bound by these Terms and our Privacy Policy. If you do not agree with any part of these Terms or the Privacy Policy, you must not access or use the Service.

1. Interpretation and Definitions

Company, We, Us, or Our: Refers to Billy Buster Capital LLC, including its affiliated entities, located at 30 N Gould St Ste R, Sheridan, WY 82801, United States.

Website or Site: Refers to https://www.billybuster.com/ and any related subdomains, web pages, mobile applications, and mobile websites operated by us.

Service or Services: Encompasses our Website, application intake processes, account portal, email and phone communications, SMS communications, and any related offerings or services provided through the Site.

You, User, or Your: Refers to the individual or entity accessing or using the Service, or a visitor or user of the Site.

Personal Data: Has the meaning defined in our Privacy Policy, which is incorporated herein by reference.

Content: Any communications, images, sounds, videos, and all the material, data, and information that you upload or transmit through the Site or Services.

Site Information: Any information, documents, deliverables, or communications contained or transmitted by Billy Buster Capital through the Site or Services.

Capitalized terms not defined in this section shall have the meanings ascribed to them elsewhere in these Terms.

2. Acceptance of Terms

By accessing or using the Service, you agree to be bound by these Terms and our Privacy Policy (available at https://billybuster.com/privacy-policy). If you do not agree with any part of these Terms or the Privacy Policy, you must not access or use the Service.

You represent and warrant that you:

  • Are at least 18 years of age (or the age of majority in your jurisdiction) and have the legal capacity to enter into binding contracts
  • Are able to form legally binding contracts
  • Are located in the United States
  • Are not barred from receiving and rendering services under the laws of the United States or other applicable jurisdiction
  • Are not suspended from using the Site
  • Hold a valid email address

If you are using the Service on behalf of an entity, you represent that you are authorized to bind that entity to these Terms.

3. Changes to These Terms

We reserve the right to modify these Terms at any time. We will post the revised Terms on the Website with an updated "Last Updated" date and may notify you via email or through the Service for material changes.

Your continued use of the Service after the effective date of changes constitutes your acceptance of the revised Terms. If you do not agree, you must stop using the Service.

We may amend these Terms and any linked information from time to time by posting amended terms on the Site, without additional notice to you beyond posting on the Site.

4. No Financial, Legal, Tax, or Investment Advice

All information provided on the Website or through the Service, including all Site Information, is for general informational purposes only and does not constitute financial, legal, tax, accounting, investment, or professional advice of any kind.

Important: We are not a licensed financial advisor, broker, securities dealer, or similar entity. This Site and the Site Information do not constitute and should not be construed as an offering of advisory services or an offer to sell or solicitation to buy any securities or related financial instruments in any jurisdiction.

You are solely responsible for evaluating any financing, business, or investment decisions and should consult independent professional advisors in your own state before proceeding. You should not act upon any Site Information without seeking advice from licensed professionals.

We make no representations or warranties regarding the accuracy, completeness, or suitability of any information provided. Responses to any inquiries shall not be construed as the rendering of personalized investment advice or effecting or attempting to effect transactions in securities.

5. Applications, Verification, and Credit Authorization

By submitting an application, inquiry, or any related information through the Service, you authorize us, our affiliates, agents, and service providers to:

  • Obtain and review consumer and/or business credit reports from credit reporting agencies
  • Verify banking details, employment, income, public records, and other relevant information
  • Use such information for eligibility evaluation, underwriting, account servicing, fraud prevention, and compliance purposes

If any decision (e.g., approval or denial) is based in whole or in part on information from a consumer reporting agency, you will receive an adverse action notice as required under the Fair Credit Reporting Act (FCRA) and applicable laws.

You agree that we may share your information with third parties as necessary to provide the Service, subject to our Privacy Policy. You are responsible for providing accurate, current, and complete information for use of the Site and the Services.

6. Electronic Communications and Records (E-SIGN Consent)

You consent to receive all disclosures, notices, agreements, and communications electronically in accordance with the Electronic Signatures in Global and National Commerce Act (E-SIGN Act). You confirm that you have access to the necessary hardware and software to view, print, and retain electronic records.

You may withdraw this consent at any time by emailing info@billybuster.com, but doing so may result in limitations or termination of your access to the Service. Withdrawal does not affect the validity of prior electronic communications.

7. No Guarantee of Financing

Submitting an application or information does not guarantee approval, funding, specific terms, rates, or timelines. All financing offers are conditional and subject to final verification, underwriting approval, compliance with applicable laws, and the execution of definitive written agreements.

You are under no obligation to proceed until you have reviewed and electronically signed the final agreements, which will fully disclose all fees, interest rates, repayment terms, and other conditions.

8. Accounts and Security

If you create an account, you are responsible for maintaining the confidentiality of your login credentials and for all activities occurring under your account. You must notify us immediately at info@billybuster.com of any unauthorized access or use.

We reserve the right to refuse registration or terminate accounts at our discretion. We may suspend or terminate your access to the Service at any time, with or without cause or notice, including if we determine that you have violated these Terms.

9. Content Restrictions and User Responsibilities

By uploading or transmitting any Content while using our Services, you agree, represent, and warrant as follows:

  • You are responsible for providing accurate, current, and complete information
  • Your use of the Services, including the Content you upload or transmit, must be in accordance with all applicable laws and regulations
  • You have all necessary rights to submit such Content and it does not violate any laws or third-party rights
  • You grant us a non-exclusive, royalty-free, worldwide license to use, store, and process such Content as necessary to provide the Service

Billy Buster Capital is not responsible for any claims relating to any inaccurate, untimely, or incomplete Content or other information provided by Users of the Site. We are not responsible for the accuracy or legality of user-generated content.

10. Prohibited Conduct

You agree not to use the Service to:

  • Violate any applicable laws, regulations, or third-party rights
  • Submit false, misleading, fraudulent, inaccurate, or untimely information
  • Interfere with, disrupt, or compromise the security, integrity, or operation of the Service
  • Attempt unauthorized access to accounts, systems, or data
  • Engage in spamming, phishing, or other abusive activities
  • Transmit viruses, malware, or harmful code
  • Use the Site or Services in any way that is abusive, threatening, or otherwise objectionable and offensive
  • Use the Site or Services for any fraudulent or unlawful purpose, or for the promotion of illegal activities
  • Make any automated use of the system, or take any action that imposes an unreasonable or disproportionately large load on our servers or network infrastructure
  • Bypass any robot exclusion headers or other measures we take to restrict access, or use any software, technology, or device to scrape, spider, or crawl the Services or harvest or manipulate data
  • Publish or link to malicious content intended to damage or disrupt another User's browser or computer

We may monitor usage to ensure compliance and take appropriate action for violations, including termination of access. We reserve the right to take appropriate actions in our sole discretion to protect our Users from prohibited activity.

In order to protect the integrity of the Site and the Services, Billy Buster Capital reserves the right at any time in its sole discretion to block users from certain IP addresses from accessing the Site.

11. Intellectual Property

The Service, including all content, features, software, designs, trademarks, and other materials, is owned by the Company or its licensors and protected by United States and international copyright, trademark, patent, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to access and use the Service for its intended purposes only. No other rights are granted, and you may not copy, modify, distribute, or create derivative works without our express written consent.

12. Copyright Policy (DMCA Notice)

We respect intellectual property rights. If you believe any content on the Service infringes your copyright, please submit a notice under the Digital Millennium Copyright Act (DMCA) to info@billybuster.com, including:

(i) A description of the copyrighted work

(ii) The location of the infringing material

(iii) Your contact information

(iv) A statement of good faith belief

(v) A statement under penalty of perjury

(vi) Your physical or electronic signature

We will respond to valid notices and may terminate repeat infringers.

13. Privacy

Billy Buster Capital uses the information you provide on the Site or via the Services in accordance with our Privacy Policy. For more information, see our full Privacy Policy at https://billybuster.com/privacy-policy, the terms of which are incorporated herein by reference.

14. Third-Party Links and Services

The Service may contain links to third-party websites or services for your convenience. Links from the Site to external sites (including external sites that are framed by Billy Buster Capital) or inclusion of advertisements and other third-party content do not constitute an endorsement by Billy Buster Capital of such sites or the content, products, advertising, and other materials presented on such sites.

We do not endorse, control, or assume responsibility for the content, privacy practices, or terms of any third-party sites. Your interactions with third parties are at your own risk. Users access these external sites at their own risk.

It is the responsibility of the User to evaluate the content and usefulness of the information obtained from other sites. Billy Buster Capital does not control such sites and is not responsible for their content.

Users further acknowledge that use of any site or content controlled, owned, or operated by third parties is governed by the terms and conditions of use for those sites, and not by these Terms or the Privacy Policy. Billy Buster Capital expressly disclaims any liability derived from the use and/or viewing of links that may appear on this Site.

15. Site Updates and Modifications

We may, from time to time, and without notice, change or add to the Site or Services. However, we do not undertake to keep the Site updated. We are not liable to you or anyone else if any error occurs in the information on the Site or if that information is not current.

16. Disclaimers and No Warranties

THE SERVICE, INCLUDING ALL SITE INFORMATION, IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, OR UNINTERRUPTED OPERATION.

BILLY BUSTER CAPITAL DOES NOT:

(1) WARRANT THE ACCURACY, ADEQUACY, COMPLETENESS, OR USEFULNESS OF ANY SERVICES OR SITE INFORMATION;

(2) MAKE ANY REPRESENTATION OR WARRANTY OF ANY KIND WHETHER EXPRESS OR IMPLIED REGARDING THE SITE, SERVICES, OR SITE INFORMATION;

(3) WARRANT THAT YOUR USE OF THE SITE, SERVICES, OR SITE INFORMATION WILL BE SECURE, FREE FROM COMPUTER VIRUSES, UNINTERRUPTED, ALWAYS AVAILABLE, ERROR-FREE, WILL MEET YOUR REQUIREMENTS, OR THAT ANY DEFECTS IN THE SERVICES OR SITE INFORMATION WILL BE CORRECTED; OR

(4) GIVE ANY WARRANTIES OF NON-INFRINGEMENT OF THIRD PARTY RIGHTS.

TO THE EXTENT PERMITTED BY APPLICABLE LAW, BILLY BUSTER CAPITAL EXPRESSLY EXCLUDES ALL CONDITIONS, WARRANTIES AND OTHER TERMS WHICH MIGHT OTHERWISE BE IMPLIED BY STATUTE, COMMON LAW, OR THE LAW OF EQUITY AND DISCLAIMS LIABILITY FOR ERRORS OR OMISSIONS IN THE SERVICES OR SITE INFORMATION.

WE DO NOT WARRANT THAT THE SERVICE WILL BE ERROR-FREE, SECURE, OR FREE FROM VIRUSES.

17. Assumption of Risk

You assume all risk when using the Site, Services, and Site Information. You hereby understand and acknowledge that Billy Buster Capital does not: (i) guarantee the accuracy, completeness, or usefulness of any information on the Site or available through the Service, or (ii) adopt, endorse or accept responsibility for the accuracy or reliability of any opinion, advice, or statement made by or through the Site or through the Services.

18. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE COMPANY, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, MEMBERS, PARTNERS, PRINCIPALS, REPRESENTATIVES, AND SERVICE PROVIDERS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR BUSINESS OPPORTUNITIES, WHETHER IN CONTRACT, TORT, OR OTHERWISE.

IN NO EVENT WILL BILLY BUSTER CAPITAL BE LIABLE FOR ANY DIRECT, INDIRECT, GENERAL, SPECIAL, INCIDENTAL, COMPENSATORY OR CONSEQUENTIAL DAMAGES, LOSSES OR EXPENSES ARISING OUT OF OR RELATING TO THE USE, RELIANCE UPON, OR INABILITY TO USE THE SITE, SERVICES OR SITE INFORMATION, INCLUDING WITHOUT LIMITATION DAMAGES RELATED TO ANY INFORMATION RECEIVED FROM THE SITE, SERVICES, OR SITE INFORMATION, OR INABILITY TO USE BY ANY PARTY, OR IN CONNECTION WITH ANY TERMINATION OF YOUR SUBSCRIPTION OR ABILITY TO ACCESS THE SITE OR SERVICES, FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS OR LINE OR SYSTEM FAILURE, EVEN IF BILLY BUSTER CAPITAL, OR REPRESENTATIVES THEREOF, ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES OR EXPENSES.

OUR AGGREGATE LIABILITY ARISING FROM OR RELATED TO THESE TERMS OR THE SERVICE SHALL NOT EXCEED THE GREATER OF: (A) USD $100; OR (B) IF YOU HAVE EXECUTED FINANCING AGREEMENTS WITH US, THE TOTAL AMOUNT YOU PAID TO US IN THE THREE (3) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

19. Release of Liability

You hereby agree to release Billy Buster Capital and our respective officers, directors, agents, members, partners, principals, subsidiaries, joint ventures, employees, and representatives from claims, demands, and damages (actual and consequential) of every kind and nature, known and unknown, arising out of or in any way connected with any use of the Site, Services, or the Site Information, whether it be at law or in equity.

This release includes, for example and without limitation, any disputes regarding the performance, functions, and quality of the Site, Services, or Site Information.

TO THE EXTENT APPLICABLE, YOU HEREBY WAIVE THE PROTECTIONS OF CALIFORNIA CIVIL CODE § 1542 (AND ANY ANALOGOUS LAW IN ANY OTHER APPLICABLE JURISDICTION) WHICH SAYS: "A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS OR HER FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH IF KNOWN BY HIM OR HER MUST HAVE MATERIALLY AFFECTED HIS OR HER SETTLEMENT WITH THE DEBTOR."

20. Indemnification

You agree to defend, indemnify, and hold harmless the Company, its affiliates, officers, directors, members, partners, principals, employees, agents, representatives, and service providers from and against any claims, damages, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from or related to:

(i) Your use of the Service

(ii) Your violation of these Terms

(iii) Your violation of any applicable law

(iv) Your submission of content that infringes third-party rights

We reserve the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and in such case, you agree to cooperate with any such defense.

21. Governing Law and Consent to Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the State of Wyoming, United States, without regard to its conflict of laws principles.

All claims relating to or arising out of this contract, or the breach thereof, whether sounding in contract, tort, or otherwise, shall be governed by the laws of the State of Wyoming.

22. Dispute Resolution, Arbitration, and Class Action Waiver

Mediation: In the case of any dispute arising under this Agreement which cannot be settled by reasonable discussion, the parties agree that, prior to commencing any proceeding, they will first engage the services of a professional mediator agreed upon by the parties and attempt in good faith to resolve the dispute through confidential nonbinding mediation. Each party shall bear one-half (1/2) of the mediator's fees and expenses and shall pay all of its own attorneys' fees and expenses related to the mediation.

Arbitration: If mediation is not successful in resolving all disputes arising out of this Agreement, any dispute arising out of or relating to these Terms or the Service shall, at either party's election, be resolved through binding individual arbitration administered by the American Arbitration Association under its Commercial Arbitration Rules, in Sheridan, Wyoming.

The arbitrator shall have no authority to add to, modify, change, or disregard any lawful terms of this Agreement. The decision of the arbitrator shall be final and binding, and judgment on the arbitration award may be entered in any court of competent jurisdiction having jurisdiction over the subject matter of the controversy. Arbitration shall be the exclusive final remedy for any dispute between the parties.

CLASS ACTION WAIVER: YOU AND WE WAIVE ANY RIGHT TO A JURY TRIAL AND TO PARTICIPATE IN ANY CLASS ACTION, CONSOLIDATED, OR REPRESENTATIVE PROCEEDING. DISPUTES MUST BE BROUGHT ON AN INDIVIDUAL BASIS ONLY.

You may opt out of this arbitration provision by sending written notice to our mailing address within 30 days of first accepting these Terms. This section applies to the fullest extent permitted by law and does not waive any non-waivable rights under consumer protection laws.

23. Termination

We may suspend or terminate your access to the Service at any time, with or without cause or notice. Upon termination, your right to use the Service ceases immediately, and you must destroy any downloaded materials.

Sections that by their nature should survive termination (e.g., disclaimers, limitation of liability, indemnification, governing law, release of liability) will continue in effect.

24. Miscellaneous

Severability: If any provision of these Terms is held invalid or unenforceable, such provision may be removed and the remaining provisions shall remain in full force and effect will be enforced.

Waiver: No waiver of any term or right under these Terms shall be effective unless in writing and signed by us. Failure to enforce any right does not constitute a waiver. No waiver by Billy Buster Capital of any right under or term or provision of these terms and conditions of use will be deemed a waiver of any other right, term or provision of these terms and conditions of use at that time or a waiver of that or any other right, term or provision of these terms and conditions of use at any other time.

Entire Agreement: These Terms, together with our Privacy Policy and any executed financing agreements, constitute the entire agreement between you and us, superseding all prior understandings and agreements.

Assignment: We may assign these Terms or any rights hereunder to an associated entity at any time, or to a third party without your consent, in the event of a merger, acquisition, reorganization, bankruptcy, or sale or other transfer of some or all of our assets. You may not assign these Terms without our prior written consent. In the event of any sale or transfer, you will remain bound by these Terms. These Terms will be binding on and will inure to the benefit of the legal representatives, successors and assigns of the parties hereto.

Force Majeure: We shall not be liable for delays or failures in performance caused by events beyond our reasonable control, such as acts of God, war, natural disasters, or other force majeure events.

No Partnership: Nothing in these Terms shall be construed as making any party the partner, joint venturer, agent, legal representative, employer, contractor or employee of the other. Neither party shall have or hold itself out to any third party as having any authority to make any statements, representations, or commitments of any kind, or to take any action, that shall be binding on the other, except as provided for herein or authorized in writing by the party to be bound.

Notices: All notices to us must be sent via email to info@billybuster.com or mail to our mailing address. Notices to you may be sent electronically to the email provided in your account. If you have any questions or need further information as to the Site or Services, or need to notify Billy Buster Capital as to any matters relating to the Site or Services, please contact us at info@billybuster.com.

International Use: The Service is intended for users in the United States. We make no representations that the Service is appropriate for use outside the U.S.

25. Contact Us

For questions or concerns regarding these Terms, please contact us at:

Billy Buster Capital LLC

30 N Gould St Ste R

Sheridan, WY 82801

United States

Phone: +1 (877) 311-6003

Email: info@billybuster.com