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# ABOUT BILLY BUSTER CAPITAL

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## OUR STORY

![our-story](https://www.billybuster.com/hubfs/our-story.jpg)

### From Startup to $2M+ Funded

Billy Buster Capital was founded in 2024 to address the need for ethical hard money lending in real estate and small business sectors. In our first year, we've funded over $2 million in transactions, averaging $100K daily, with a focus on transparent, responsible lending. We started with a simple promise: fair terms, no hidden fees, and support for borrower success. Today, we're expanding into earned wage access to promote financial wellness, always prioritizing ethical practices like flat fees and no interest on advances. Our growth is built on trust, compliant with state regulations, and committed to borrower education. 

## OUR VALUES

### Ethical Lending at Our Core

We believe lending should build, not burden. Our values guide every decision: transparency in all terms, fair rates to avoid usury, responsible underwriting to prevent over-leverage, and ongoing support to ensure repayment success. We comply with CFPB guidelines for EWA and state laws for hard money, focusing on long-term borrower relationships. 

**Recognition**

- SOC 2 Type II Certified (2025)
- $2M+ Funded in First Year
- 4.9/5 Borrower Rating
- Member, Ethical Lending Association

![our-values](https://www.billybuster.com/hubfs/our-values.jpg)

# OUR PEOPLE

#### Meet the Team

![img27](https://www.billybuster.com/hubfs/raw_assets/public/@marketplace/Drive_Web_Studio/Designly/images/img27.jpg)

### Jim Smith

CEO / President

![img29](https://www.billybuster.com/hubfs/raw_assets/public/@marketplace/Drive_Web_Studio/Designly/images/img29.jpg)

### Mike Peterson

Chief Technology Officer

![img30](https://www.billybuster.com/hubfs/raw_assets/public/@marketplace/Drive_Web_Studio/Designly/images/img30.jpg)

### Jillian Sanders

CMO / Marketing Lead

###### Want to work with us?

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